uob individual banking
uob individual banking
Blog Article
UOB Lender delivers a variety of personal banking services meant to meet up with the economic demands of people. Underneath is an extensive overview to assist you understand The real key factors and choices.
Forms of Accounts
Financial savings Account: This account helps you to save cash while earning fascination.
Features: Quick access, desire earnings, minimum expenses.
Advantages: Risk-free spot for your money, opportunity development by interest.
Existing Account: Perfect for day by day transactions and handling bills.
Options: Checkbook facility, overdraft protection.
Rewards: Easy for regular payments and withdrawals.
Fixed Deposit Account: For those looking to receive higher curiosity fees more than a hard and fast period.
Functions: Fastened time period deposits, higher interest premiums in comparison with discounts accounts.
Added benefits: Protected financial investment option with predictable returns.
Financial loans
Own Financial loans: Unsecured loans that may be used for numerous functions like education or home renovation.
Kinds:
Installment Financial loans
Credit rating Strains
Gains: Adaptable repayment phrases, competitive desire premiums.
Household Financial loans: Tailor-made alternatives for purchasing property or refinancing existing home loans.
Styles:
Fixed Price Residence Bank loan
Floating Level House Bank loan
Positive aspects: Distinct plans to go well with specific needs, beautiful prices.
Charge cards
UOB presents A variety of charge cards catering to different life and investing behavior:
Rewards Playing cards: Get paid details on each and every acquire which may be redeemed for items or travel miles.
Cashback Playing cards: Get funds rebates on day to day paying out for instance groceries and dining out.
Vacation Cards: Unique benefits like air miles accumulation and journey insurance protection.
Financial investment Providers
For people interested in developing their prosperity through investments:
Unit Trusts * Diversified portfolio managed by gurus. * Ideal for prolonged-expression advancement targets.
Structured Deposits * Combines the features of regular deposits with investment items. * Most likely higher returns but with a few risk involved.
Insurance Goods
To guard your self and Your loved ones versus unforeseen situations:
Lifetime Insurance policies * Delivers economic stability in case of Dying or essential disease. * May also function a personal savings Instrument based on the plan picked.
Health Coverage * Covers professional medical expenditures including hospitalization fees. * Important for mitigating high healthcare charges.
Electronic Banking Services
Usefulness at your fingertips by electronic platforms:
Internet Banking
Means that you can manage your funds on-line:
Check out account balances and transaction historical past
Transfer cash amongst accounts or fork out costs
Submit an application for new solutions (loans/charge cards)
Cellular Banking
Banking on-the-go by means of cellular apps:
Quick balance checks
Cell payment alternatives (QR code here payments)
Notifications & alerts about account activity
Using these complete offerings, UOB aims to provide personalised banking answers that cater exclusively to specific prerequisites though making sure benefit and protection in all transactions.